Business Insurance Package Get a Quote

Sometimes buying the correct insurance for your business can be a bit of a daunting prospect but we provide business protection the way you want to trade. We appreciate that you won’t know all there is to know about insurance and that is why we have over 100 years of expertise on our team. Get the right cover and right advice, at the right price, from us over the phone, by email or better still face to face. You can look at out online flexible package covers under the relevant sections or fill in the form below and we will contact you, at a time that suits you the best. At Key Insurance Group we work hard on your behalf helping to make insurance understandable and arranging the right cover as easy as possible - perhaps that’s why over 92% of our clients renew their policies year after year.

We understand that all businesses are different and that each will have its own level of expertise with regards to insurance knowledge and we take this into account when advising you - combining all the covers that you want with all the cover that we know from our experience that you also need. Where we have given advice we will confirm these demands and needs to you in writing.

If you know the sort of insurance you are looking for please go directly to that section but if not then why not use the information below to help you choose what to do next. 

 

Package Insurance

Package Insurance products are designed to be simple to operate, price and administer. They are aimed mostly at small businesses with a turnover of up to £1,000,000. The term ‘package’ comes from the fact that the policy will contain a number of core covers that are all bundled together providing a wide range of cover for the smaller business. Many packages are created for specific trades, just bundling up the covers that those trades need into one policy.

Packages are quite flexible in that they start at a low premium but let you specify the values of things, like stock or fixtures and fittings, that you want to insure. Although this forms the basis of the rating of the policy the rest of the bundled covers, like Public Liability, will be set inner limits provided as standard.

Although this treatment is adequate for a lot of businesses, packages are made more flexible still by having a number of additional optional covers available, like buildings insurance for those owner occupiers, or subsidence.

The optional extras make packages more than a ‘one size fits all’ cover but it is important when considering a package that it is specific for your business. Looking for your cover by using our list of trades will help you decide if package insurance is right for you.

As part of our service we will advise if  a package suits your particular business activity and you will always deal with someone who understands your business.

If you dont feel that you dont fit onto a package please review our Tailor Made Business Insurance from the side panel.