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This is a generic term for insurance polices that cover motor vehicles and this is `Compulsory` throughout the EU. In the UK the responsibility to insure comes from the Road Traffic Act. The Motor Vehicles (Compulsory Insurance) Regulations 2000 amended the requirement to insure and added `other public place` after the term `road. This means that if you have any self propelled vehicle, machine or plant it is our advice to ensure that you have at least `Third Party Only` insurance cover on these vehicles. This is a generic term for a collection of covers that are available only as a standard group. They are usually designed to meet most of the insurance requirements of specific trades or groups of people. Due to their structure they have a simple a quick rating method allowing for a fast turnaround of documents. Packages tend to be `property lead` in that the presumed exposure to Liability claims is low thus they are not generally suitable for high risk occupations.State of the Art IT systems form the backbone of our company. All of the data that we need to handle you your business in a speedy and efficient manner is web based and thanks to our SSP Sirius 21 platform this information is held securely and remotely allowing us access from anywhere in the world.
With automated back-up systems, rating updates and planned disaster recovery we are confident that even in the most difficult of circumstances we will be able to service your needs.
We advise on the Westinsure IT Smartgroup and work with both SSP and iMarket/Polaris to help further the use of IT systems in the word of Business and Commercial Insurance.
SSP Stargate allows us to ‘autorate’ many Package Insurance policies for over 650 recognised trades. With this panel of insurers providing full documentation at the time of policy issue not only can we provide and compare a range of competitive quotations but we can also ensure that you have all the relevant terms and conditions relating to the policy at its start.
We have been using electronic policies for Motor, Commercial Vehicle and Home Insurance singe 1994 and now some 95% of all of these policies are done in that way. This method provided our insurer partner with administrational cost savings which we fully pass onto our clients in a reduced premium.
In addition to savings there are other benefits here too. The main ones are Efficiency – the speed and ease of processing, and Policy Review. With our programme of Policy Review not only do we check that policy meets your demands and underlying needs but we also compare your policy against others available in the market.
Most web based price comparison sites compare about 50 Motor Insurance polices whereas we routinely look at 152 schemes on your behalf.
