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Many vehicles have a history that you should know about before you purchase the vehicle. Using the promotional code below along with the link to www.hpi.co.uk you will reciev a £5.00 discount from your purchase. Just add tthe code at the checkout at HPI check and the cost will be instantly reduced.
To HPI check a vehicle please click here.
At the checkout enter this promotion code - 2SA9-VWNC-H6JT - to recieve a £5.00 discount until December 2011.
Why HPI Check?
| So why do I need to HPI Check my car? Well basically so that you know that it is actually your car. 375,000 cars are stolen each year. Many get sold on to unsuspecting buyers. If you are one of them you will have to give the car back to its rightful owner and the crook that sold it to you will be long gone with your cash. 1 in 12 cars checked by the trade last year showed mileage discrepancies. You could buy car that is worth a fraction of what you pay for it. |
Over 450,000 cars are 'written-off' by insurers annually because of accident damage. Many are written off because the insurance company deem it incapable of safe repair. Make sure that you don't buy the one thats been sneaked back on the road again.
Also make sure that there is no outstanding finance on your car.
HPI Check Question
What do the categories mean when is a car written off?
Answer:
Category A: Total burnout. No value left in the vehicle
Category B: Break only. Value lies in salvage
Category C: Damage to car is more than total value of car
Category D: Repair would cost almost as much as the vehicle is worth. Better to write off than repair. No comebacks for the insurers
A WARNING - For people not considering an HPI check on their next purchase
On Sunday 27th February ‘BBC 5 Live Investigates’ set to report that unwitting used car buyers are being chased for large sums of money owed on loans taken out by previous owners.
HPI is warning consumers to be vigilant on the risks of finance fraud and get protection with the HPI Check.
The BBC 5 Live report suggests that car owners raising finance with logbook loans secured on their vehicles are selling the vehicles before settling their accounts, leaving buyers at risk of losing their cash - and the car.
Nicola Johnson, Consumer Services Manager for HPI explains, “We are increasingly aware of this type of activity, and would advise buyers to always conduct an HPI Check to discover if a vehicle is still on finance. HPI are the only provenance check company that has the facility to register Bill of Sale agreements against a vehicle, and if the buyer who was the focus of the 5 Live investigation had checked her car with HPI before she had bought it, it would have revealed the logbook loan recorded against it.
“If a vehicle is sold on, still with outstanding finance, the finance company has every right to repossess the vehicle. Bill of Sale style agreements have no innocent purchaser protection, unlike hire purchase-style agreements, and HPI welcomes the government’s proposed code of practice on Bill of Sale agreements which would help rectify this situation.
“Holding over 7million registered finance agreements including many ‘log book loan’ type agreements, an HPI Check will inform the buyer of any finance interest that has been registered with HPI by a lender and has not been subsequently removed. Details of the loan type and the lender are contained within the HPI Check report, enabling the enquirer to check the status of the finance agreement with the lender if they feel that is necessary.”
